Privacy Policy

1. Information We Collect

We collect information you provide (email, password, and optional profile details), content you submit (questions, watchlists, portfolio entries), and automatically collected data (usage patterns, device information, and IP address) when you use Valuaize.

2. How We Use Your Information

We use your information to operate and improve Valuaize, including authentication, generating educational analysis, service communications, and (with your consent) understanding aggregate usage to improve the product. We may also send you occasional emails about investing education and updates to our own products and services; you can opt out at any time via the unsubscribe link in any such email or in your profile settings.

3. Legal Basis for Processing

We process your personal data on the following legal bases:

• Contract — to provide the services you sign up for.
• Consent — for optional features such as analytics cookies, which you can withdraw at any time.
• Legitimate interest — to maintain security, prevent fraud, improve our service, and send existing users occasional emails about our own similar products and services (with an opt-out in every email).
• Legal obligation — where required by applicable law.

4. Third-Party Services

We use third-party service providers for cloud hosting, authentication, AI-powered analysis, market data, and (with your consent) analytics. These providers may process your data in accordance with their own privacy policies. Some providers may be located outside your country of residence; where applicable data protection laws require it, we ensure appropriate safeguards are in place for cross-border transfers. We choose providers that comply with applicable data protection laws. We do not sell your personal information to third parties.

5. Data Security

We implement industry-standard security measures including encrypted connections (HTTPS), secure authentication tokens, and row-level security on our database. However, no method of transmission over the internet is 100% secure.

6. Data Retention

We retain your account data for as long as your account is active. You may request deletion of your account and associated data at any time by contacting us. Cached analysis data is automatically purged based on market schedules. Analytics data, when enabled, is retained in aggregate form by our analytics provider for a limited period.

7. Your Rights

Subject to applicable data protection laws, you have the right to:

• Access the personal data we hold about you
• Request correction of inaccurate data
• Request deletion of your data
• Request a copy of your data in a portable format
• Restrict or object to certain processing
• Withdraw consent at any time (for processing based on consent)

To exercise any of these rights, contact us at [email protected]. You can also withdraw consent for analytics cookies at any time via the “Cookies” link in the site footer or sidebar.

If you are in the European Economic Area or the United Kingdom, you also have the right to lodge a complaint with your local data protection supervisory authority.

8. Cookies

We use two categories of cookies:

• Strictly necessary — required for authentication, session management, security, and remembering your cookie preference. These cannot be turned off.
• Analytics — optional. Helps us understand how visitors use the site so we can improve it. These are only enabled with your explicit consent.

We do not use advertising cookies or cross-site tracking. You can change your cookie preferences at any time via the “Cookies” link in the site footer (or sidebar if signed in).

9. Children’s Privacy

Valuaize is intended for users 18 years of age or older. We do not knowingly collect personal data from anyone under 18. If you believe a minor has provided us with personal data, please contact us and we will delete it.

10. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of significant changes via email or a notice on our platform.

11. Contact Us

If you have questions about this Privacy Policy, contact us at [email protected].